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As retirement approaches, individuals with substantial pre-tax retirement account balances, such as 401(k) plans and IRAs, need to be aware of potential tax implications. Required minimum distributions (RMDs) are a key consideration, as they can push retirees into higher tax brackets. With the recent legislative changes, the age for starting RMDs has been raised to
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The latest data on 401(k) savings rates shows a promising trend of growth and record-high numbers. The average combined savings rate in 2023 matched a record high from the previous year, reaching an estimated 11.7%. Furthermore, a separate report from Fidelity for the first quarter of 2024 indicated a combined rate of 14.2%, setting a
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Gen Z is proving to be a generation that is ahead of the curve when it comes to investing. According to the 2024 Schwab Modern Wealth survey, Gen Z adults are starting their investment journey at the young age of 19 on average. This is a stark comparison to the baby boomers who began investing
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Rivian Automotive has recently announced an overhaul of its all-electric R1 pickup and SUV models, focusing on improving range, performance, and computing power. One of the most significant changes in the 2025 model-year vehicles is the incorporation of Nvidia chips to boost computing capabilities. The upgraded system now boasts ten times more performance than its
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In a recent open letter, Joe Erlinger, the president of McDonald’s USA, addressed the growing concern over the company’s pricing strategy. Contrary to claims on social media, Erlinger revealed that the average price of McDonald’s menu items has only increased by around 40% since 2019, not the exaggerated 100% as some House Republicans suggested. Erlinger
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