The post-election surge in the stock market has not been without its hurdles, as recent fluctuations may be alarming to investors looking for stability. Despite the inherent risks of volatile markets, opportunities abound for those who can discern value amidst the chaos. Investors focusing intently on momentary market swings may overlook the fundamental strengths of
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Recent data from Freddie Mac reveals a stabilizing trend in U.S. mortgage rates, which could potentially signal a healthier environment for prospective homebuyers. In the week ending November 14, the average 30-year fixed-rate mortgage was recorded at 6.78%, a slight decrease from 6.79% the previous week. Jessica Lautz, the National Association of Realtors’ deputy chief
The announcement of a 2.5% cost-of-living adjustment (COLA) for Social Security beneficiaries in 2025 has significant implications for millions of Americans. Effective from January of that year, the adjustment is seen as a necessary measure to combat inflation and ensure that beneficiaries maintain their purchasing power. Yet, while increases like this are often warmly received,
In a significant step towards expanding its business model, U.S.-based blockchain startup Ripple unveiled new custody services aimed at enhancing the security of digital assets for banks and financial technology (fintech) firms. This strategic move, announced on a Thursday, marks Ripple’s ambitious foray into the relatively new venture of crypto custody, which has gained traction
Money—an essential part of daily life—remains one of the least discussed topics among Americans. A recent survey by U.S. Bank, involving 3,500 respondents, reveals a startling preference for secrecy concerning personal finances; many Americans would rather disclose their voting intentions than discuss their economic standing. This is further echoed in findings from a Wells Fargo
Natural disasters often bring out the best and worst in humanity. When communities are battered by storms like Hurricane Helene, it is not only the wind and rain that pose a threat to residents; unfortunately, the aftermath can foster a breeding ground for scammers looking to exploit vulnerable people. In recent reports, multiple states have
The upcoming interest rate cut by the Federal Reserve presents a relatively rare opportunity for homeowners, but it is essential to approach this prospect with caution. Economic experts warn that the potential benefits of refinancing may not be as striking as many homeowners hope. The dynamic between Federal Reserve policy, mortgage rates, and broader economic
Buffer ETFs have gained popularity among investors as a way to hedge against recent market volatility. These exchange-traded funds offer protection from potential market downside while still providing exposure to the market itself. CEO of Innovator ETFs, Bruce Bond, believes that this strategy is particularly appealing to individuals who are looking to invest in the
Jenny Hunnicutt’s decision to embark on a 274-night cruise around the globe aboard Royal Caribbean’s Serenade of the Seas presented a unique opportunity for remote workers in a post-pandemic world. While she and her husband were well-accustomed to a remote lifestyle, working from a cruise ship raised questions about taxes and legal implications for earning
As the job market transitions from the rapid pace seen during the pandemic era, many workers are expected to experience a reduction in their annual raises for the upcoming year. According to a recent survey conducted by WTW, a consulting firm, the average worker is projected to receive a 4.1% pay raise in 2025, down