Employee Stock Purchase Plans (ESPPs) are a common benefit offered by publicly traded companies, allowing employees to purchase company shares at a discounted price. While this benefit can be lucrative, it is crucial to understand the rules and risks associated with ESPPs before enrolling in your company’s plan. Key Considerations Before Participating Financial experts recommend
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If you missed the federal tax deadline, experts advise that you should file your return and pay your balance as soon as possible. Failure to do so can result in penalties and interest accumulating on your outstanding balance. The late filing penalty is 5% of your unpaid balance per month, capped at 25% of your
The Biden administration recently released a final rule aimed at regulating the investment advice given to retirement savers by advisors, brokers, insurance agents, and other financial professionals. This rule, issued by the U.S. Department of Labor, expands the scope of when intermediaries must act as fiduciaries, ensuring that their recommendations are in the best interests
Teenagers today are showing a growing interest in their long-term financial health, with 83% of 13 to 18-year-olds having already considered their retirement options. However, there is a significant gap in their understanding when it comes to basic retirement planning. Many teens mistakenly believe that saving money in a bank account is the best strategy
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President Joe Biden recently unveiled his Plan B for student loan forgiveness, emphasizing his commitment to making some college education free for students. The debate between student loan forgiveness and free college has been ongoing, with experts weighing in on the most effective way to combat the college affordability crisis. The Argument for Free College